By: Edward McCarthy
President: Sell By Owner Listings, Inc.
For Sale By Owner: Fair Housing Laws and Ethics
When advertising your home for sale by owner, you
will undoubtedly come into contact with a variety of people. All of
these people, simply put, will not look just like you. You may come
into contact with people of different ethnic groups or nationalities,
people of different race, or even people with disabilities or
handicaps. Situations can arise where discrimination against different
types of people can be a violation of law, particularly regarding
housing. Most types of housing are covered under these laws with the
exception of those dwellings that operate under shelter laws, for
example exclusively for battered women or for the hearing impaired.
Under the Fair Housing Laws, it is illegal to,
based on someone's color, creed, nationality, sexual orientation,
handicap, etc… refuse to sell or to rent housing; refuse to
negotiate for housing arrangements; make housing unavailable; deny a
dwelling; set different terms, conditions or privileges for sale or
rental of a dwelling; provide differing housing services; claim falsely
that housing is not available for rent, sale, or inspection; persuade
owners to sell or rent (this is known as "blockbusting"); or deny
access to membership in a service and / or membership related to the
sale or rental of housing. All of the above, if violated, will result
in prosecution and criminal charges being brought against the violator.
The same, or similar criteria exist for mortgage lending for the
purchase of a home.
There exist clauses in the laws that state it is
illegal to threaten or coerce, to intimidate or interfere with anyone
exercising a fair housing right. Also, you may not advertise or in any
other way make any statement that indicates a limitation or preference
based on race, color, national origin, religion, handicap, etc…
This prohibition against discriminatory advertising applies to
single-family as well as owner-occupied homes that are otherwise exempt
from the Fair Housing Act.
Housing discrimination is not always characterized
by the slamming of the door in someone's face or a bigoted remark being
hurled at a potential homebuyer. However, it can be just as ugly and
just as hurtful to the would-be buyer. Even without this as deterrence
from the act, it is against the law. As a seller, it is important to
treat each and every person interested in your home with dignity and
respect. It helps to think of everyone as being a member of the human
race instead of seeing them as being undesirable if they do not look
like you.
With the legislation that exists, it is best to
conduct the sale of your home in a business-like manner and treat the
transaction with all seriousness and gravity without allowing personal
preferences to interfere, as this is counter-productive to the ultimate
goal: the sale of your home. Your newspaper as well as other
advertisements should be directed to the general public with the only
descriptive language used being the language that describes your house
alone. You must describe the demographic of your neighborhood and
especially do not describe what "type" of person you would like to
become interested in your house. If these guidelines are followed,
there should be only the technical difficulties of closing the
transaction rather than the complex ones dealing with offensive and
discriminatory practice.
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